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Products & Insurance Services are offered by Financial Advisors Lic. # 0I81029. Manuel Ramos, MSFS, AEP, CHFC, LUTCF, CFS, CES, CIS, Registered Representative & Advisory Associate. CA INS. License 0773307. Securities & Advisory services are offered through Centaurus Financial Inc., a Registered Investment Advisor. Member of  FINRA and SIPC . Ramos Consulting & Wealth Management Firm, Ramos Capital Group, Ramos Financial Consulting Firm, Inc., PSP Financial, Financial Advisors LLC, Proteja Su Patrimonio Inc & Centaurus Financial Inc. are not affiliated.